Its a trend, you see if all over. Raising money for this, raising money for that. All because one or both parents didn’t think that they would need to care for their kids if something happened to them. Let the next person worry about them is what they said. This isn’t a good excuse, if your not wanting to leave extra money for your ex lover don’t. But don’t try and leave your children without any additional financial support if you are gone. A few dollars a month toward even a small life insurance plan can ease the pain of not having your needed parent around during the most critical years.