How often should I check my Insurance Rates?

How often should I check my Insurance Rates?

Checking your insurance rates is different for everyone. A general rule of thumb could be that you check it more often when your younger and less often as your age. Why? life changes are happening more frequent at a younger age of course! We know you flew past graduation your first 2 job promotions and the child that you had. The truth is that any of those things or other life events can alter or improve your rating with your current insurance plans. Of course this doesn’t only apply to Auto/Home/Business insurance but Life Insurance as well. Below are several indications you should have checked with your personal agent of any changes that could improve your rates.

Auto & Home Insurance

  • Buying a new Car
  • Paying your car loan off
  • owning your car more than 5 years
  • Children moving out of your home
  • Marriage to your spouse
  • Improved Credit
  • Installing a new roof
  • Updating your utilities
  • Moving to a new home
  • In a position to now pay bills in full

Life Insurance

  • Buying a Home
  • Marriage/Divorce
  • Having children
  • Adoption
  • Financially supporting someone
  • Loaning money from someone
  • Change of Employment
  • Finalizing Retirement Plans
  • Inheriting a lump sum of money
  • Change in your health status
  • Job Promotion


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  • 21ST CENTURY
  • ACCEPTANCE
  • AIG PROPERTY CASUALTY COMPANY
  • ALLSTATE
  • AMERICAN FAMILY
  • AMICA
  • ASSURANCEAMERICA
  • AUTO-OWNERS
  • BRISTOL WEST
  • CINCINNATI INS CO
  • DAIRYLAND
  • DIRECT GENERAL
  • ENCOMPASS
  • FARM BUREAU
  • FOREMOST
  • GAINSCO
  • GEICO
  • GREENVILLE CASUALTY INSURANCE COMPANY, INC.
  • HARTFORD
  • HORACE MANN INSURANCE COMPANY
  • INSUREMAX
  • LEON HIX INSURANCE COMPANY
  • LIBERTY MUTUAL
  • MAIN STREET
  • MARKEL AMERICAN INSURANCE COMPANY
  • METROPOLITAN GENERAL INSURANCE COMPANY
  • MIDVALE INDEMNITY COMPANY
  • NATIONAL GENERAL
  • NATIONWIDE
  • OTHER
  • PROGRESSIVE
  • ROOT
  • SAFE AUTO INSURANCE COMPANY
  • SAFECO
  • SCOTTSDALE
  • STATE AUTO
  • STATE FARM
  • STILLWATER
  • TRAVELERS
  • TREXIS
  • USAA
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New Years Should Start With An Auto Quote

New Years Should Start With An Auto Quote


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Starting off the New Years with goals and a plan are great ways to have a positive year. Let Metro Auto Insurance Agency find a path for you to better your financial life with a review of your current insurance needs. We offer all the lines of insurance you may need, so that you can build a personal relationship with anyone of our local agents.

Insurance can be Expensive

Insurance can be Expensive


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Insurance can be expensive, having an agent who will listen to your concerns and issues may help identify the reason for a higher than normal insurance rate. Excessive Claims, incorrectly labeled claim, old address, former family member living at your residence, old employee listed on your policy, Outdated roof on your home are all examples of things that may be causing the rate to increase. Lets talk, you may be happy you did.

We Shop to Save Your Family Money!

We Shop to Save Your Family Money!


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We love shopping, saying it over and over again doesn’t get old. Let Metro Shop for your Business, Life, Home, Auto, or Life Insurance today. We can compare your current rates we many companies reducing the amount of time it takes your to find a competitive quote.

Thank You Columbia

Thank You Columbia


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Hopkins we want to take a moment and say thank you. Your continued support of our local agency this year has given us confidence in knowing we will be around for a very long time.

Thank You Hopkins

Thank You Hopkins


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Hopkins we want to take a moment and say thank you. Your continued support of our local agency this year has given us confidence in knowing we will be around for a very long time.

Only my family talks to me like that!

Only my family talks to me like that!


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We are comfortable speaking with family and as family we want to tell you the way it has to be. So don’t expect us to hold anything back. We often have to tell customers what would help their situation. Maybe its not something you want to hear, but it’s the truth. We have a responsibility to you our client to make sure you are in the best position to have a claim covered and you can’t do that if your not being honest or you can’t afford your coverage. Lets work together to make your life better and less stressful.

Metro Auto Insurance Agency understands competition & we still love you as our customer.

Metro Auto Insurance Agency understands competition & we still love you as our customer.


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Metro Auto knows that you shop insurance. Sometime we even provide insurance suggestions to try carriers we don’t represent, but at the end of the day we still love all our past and present customers. Don’t think things are any different from the times we are in, if your family is miles apart or down the street remember nothing can replace grandma’s fried chicken.

Stop playing, Get Serious and Save Money.

Stop playing, Get Serious and Save Money.


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  • 21ST CENTURY
  • ACCEPTANCE
  • AIG PROPERTY CASUALTY COMPANY
  • ALLSTATE
  • AMERICAN FAMILY
  • AMICA
  • ASSURANCEAMERICA
  • AUTO-OWNERS
  • BRISTOL WEST
  • CINCINNATI INS CO
  • DAIRYLAND
  • DIRECT GENERAL
  • ENCOMPASS
  • FARM BUREAU
  • FOREMOST
  • GAINSCO
  • GEICO
  • GREENVILLE CASUALTY INSURANCE COMPANY, INC.
  • HARTFORD
  • HORACE MANN INSURANCE COMPANY
  • INSUREMAX
  • LEON HIX INSURANCE COMPANY
  • LIBERTY MUTUAL
  • MAIN STREET
  • MARKEL AMERICAN INSURANCE COMPANY
  • METROPOLITAN GENERAL INSURANCE COMPANY
  • MIDVALE INDEMNITY COMPANY
  • NATIONAL GENERAL
  • NATIONWIDE
  • OTHER
  • PROGRESSIVE
  • ROOT
  • SAFE AUTO INSURANCE COMPANY
  • SAFECO
  • SCOTTSDALE
  • STATE AUTO
  • STATE FARM
  • STILLWATER
  • TRAVELERS
  • TREXIS
  • USAA
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  • ID
  • IL
  • IN
  • KS
  • KY
  • LA
  • MA
  • MD
  • ME
  • MI
  • MN
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  • MS
  • MT
  • NC
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It happens all the time, you wake up one day and say to yourself, I’m going to get serious. 2 Years later your life is totally different. At Metro Auto Insurance Agency we don’t promise we will always save you money. But you will get guidance to get there. With us as the professional on your side who cares about the decisions you make we can change your life’s direction and financial choices which often carry heavy burdens down the road. Call us or submit a quote, we can get started today.

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By hitting submit you agree to receive a quote for the intended above product from Metro Auto Insurance. You further agree to receive your estimated rate by text/call/email.

Its hard to say that one person is going to get the same great rate from an insurance company that their best friend received. With so many factors go into determining a rate it’s next to impossible. Age, address, vehicle, family structure, credit, driving history, payment methods and even your agent can effect what rate you may get from an insurance carrier. With so many unknowns at Metro Auto Insurance Agency we will show you all your options from, the cheap insurance your friend got to the comprehensive plan your parents have. Our agents will walk you thru the choices we have and set you up a insurance policy your happy with.

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